# What a hospital stay costs a visitor

> What a hospital stay costs a visitor to Canada without insurance, from the non-resident rates Ontario and BC hospitals publish. Ward, ICU and emergency.

Canonical: https://supervisainsuranceprice.ca/tools/hospital-cost-calculator

Visitors aren’t covered by provincial health plans. Pick a hospital schedule and the days in hospital to see what it bills patients from outside Canada.

## Published hospital rates for patients without provincial coverage (checked 2026-10-26)

| Province | Rate | Amount (CAD) | Source |
| --- | --- | --- | --- |
| Ontario: Queensway Carleton Hospital, Ottawa | Emergency visit | $1,242 | [Queensway Carleton Hospital: fees without health insurance](https://qch.on.ca/WithoutHealthInsuranceFees) |
| Ontario: Queensway Carleton Hospital, Ottawa | Ward, per day | $4,005 | [Queensway Carleton Hospital: fees without health insurance](https://qch.on.ca/WithoutHealthInsuranceFees) |
| Ontario: Queensway Carleton Hospital, Ottawa | Intensive care, per day | $15,642 | [Queensway Carleton Hospital: fees without health insurance](https://qch.on.ca/WithoutHealthInsuranceFees) |
| Ontario: Niagara Health | Emergency visit | $850 | [Niagara Health: 2026–2027 rate schedule](https://www.niagarahealth.on.ca/files/2026-2027NHRateSchedule-website.pdf) |
| Ontario: Niagara Health | Acute ward, per day | $3,750 | [Niagara Health: 2026–2027 rate schedule](https://www.niagarahealth.on.ca/files/2026-2027NHRateSchedule-website.pdf) |
| Ontario: Niagara Health | ICU or CCU, per day | $4,500 | [Niagara Health: 2026–2027 rate schedule](https://www.niagarahealth.on.ca/files/2026-2027NHRateSchedule-website.pdf) |
| British Columbia: PHSA hospitals | Emergency visit | $1,015 | [PHSA / BC Women’s Hospital: patient rate list](https://www.bcwomens.ca/Documents/Paying%20for%20care/Patient%20rate%20list%20-%20English%20-%20BC%20Women%27s.pdf) |
| British Columbia: PHSA hospitals | Emergency doctor’s fee | $340 | [PHSA / BC Women’s Hospital: patient rate list](https://www.bcwomens.ca/Documents/Paying%20for%20care/Patient%20rate%20list%20-%20English%20-%20BC%20Women%27s.pdf) |
| British Columbia: PHSA hospitals | Standard ward, per day | $9,270 | [PHSA / BC Women’s Hospital: patient rate list](https://www.bcwomens.ca/Documents/Paying%20for%20care/Patient%20rate%20list%20-%20English%20-%20BC%20Women%27s.pdf) |

These are the hospital’s own charges. Doctors, ambulances and medical repatriation are billed separately.

The HTML page has the interactive tool; the rules and figures it uses are above.

## Questions people ask

### Is this what super visa insurance costs?

No. This is the bill insurance protects against. Premiums are set by each insurer, mostly by age, deductible and health history; a licensed broker quotes them. We don’t publish premiums.

### Do these rates include doctors’ fees?

No. Hospital rates cover the hospital’s own charges (the bed, nursing, most tests and drugs during the stay). Physicians mostly bill separately, as do ambulances and medical repatriation, which is one reason IRCC requires $100,000 of coverage.

### Why isn’t Alberta here?

Alberta Health Services doesn’t publish a hospital rate schedule for patients from outside Canada that we could find. In Ontario each hospital sets its own non-resident rates, so we show two hospitals’ published schedules. We add a province when its rates are published.

### Are super visa holders covered by OHIP or MSP?

No. Provincial health plans cover residents of the province. Parents and grandparents visiting on a super visa are visitors, which is why IRCC requires private insurance for the whole stay.