# Super visa insurance quotes, from one licensed broker. > What sets the price of super visa insurance, and real quotes for your parents from one licensed Canadian broker. Check IRCC’s rules first, free. Canonical: https://supervisainsuranceprice.ca Tell us who is coming and when. One licensed Canadian insurance broker gets your request and calls you with quotes from the insurers they work with. Before that, check exactly what IRCC requires. Free to use · one licensed broker · no spam calls. ## What IRCC requires, and what drives the price Plain answers on the rules, monthly payments, refunds and pre-existing conditions, each one sourced. The broker answers the questions about specific policies. ## Check before you buy - [Insurance checker](https://supervisainsuranceprice.ca/tools/super-visa-insurance-checker): Does a policy meet IRCC’s super visa rules? Answer six questions. - [Income calculator](https://supervisainsuranceprice.ca/tools/super-visa-income-calculator): The minimum income your household needs to invite a parent, by family size. - [Hospital cost explainer](https://supervisainsuranceprice.ca/tools/hospital-cost-calculator): What a hospital stay costs a visitor without insurance, from published hospital rate schedules. ## One request, one licensed broker 1. **Send one request.** Who is coming, their ages, where they’ll stay and when. About a minute, no account. 2. **One broker gets it.** A licensed insurance broker, not a list of five companies calling you at once. 3. **They quote, you decide.** The broker compares the insurers they work with and explains the policy. You buy from them, or not. [How referrals work and how we’re paid](https://supervisainsuranceprice.ca/how-it-works) ## Before anyone calls you Super Visa Insurance Price is a referral service, not an insurance company or broker. We explain IRCC’s rules and pass your request to one licensed broker, who quotes. ## Questions people ask ### Is Super Visa Insurance Price an insurance broker? No. We are not an insurance company, agent or broker. We don’t sell insurance, give prices or recommend a policy. We pass your request to one licensed insurance broker, who quotes, answers questions about specific policies and sells them. The broker pays us a fixed fee for each request, whether or not you buy. ### What insurance does IRCC require for a super visa? Medical insurance from a Canadian insurance company, or a foreign insurer authorized by OSFI and doing insurance business in Canada, with at least $100,000 of emergency coverage per person for health care, hospitalization and repatriation. It must be valid for at least one year from each entry, paid in full or in instalments with a deposit, and IRCC needs the policy itself, not a quote. Our insurance checker goes through each rule. ### Can super visa insurance be paid monthly? Yes. IRCC accepts insurance paid in instalments, as long as there is a deposit and the policy meets the other rules. Not every insurer offers monthly plans, and some charge more for them, which is a question for the broker. ### Why doesn’t a site called Super Visa Insurance Price list prices? Because a premium is a personal offer from an insurer, set by your parents’ ages, health history, deductible and coverage, and in Canada only a licensed agent or broker can quote one. We explain what moves the price and pass your request to one licensed broker, who gives you the real numbers. We never promise a price. ### Why does super visa insurance cost so much? Visitors aren’t covered by provincial health plans, so a hospital stay is billed at non-resident rates that run thousands of dollars a day. Insurers price that risk mostly by age, plus the deductible and pre-existing conditions. Our hospital cost explainer shows published hospital rates. ### Do you cover Quebec? Not yet. Quebec has its own rules for distributing insurance and for French-language service, so requests from Quebec need their own version of this site. ## Related - [About Super Visa Insurance Price](https://supervisainsuranceprice.ca/about)